Student B

Situation:

You develop a useful personal budget in order to make choices and clear out alternatives.

What you must decide:

Find out the way to use money most effectively.

Student A

Student B

Student C

Student D

Student E

Student F

Student G

Enact the general talk between:

This is your first year on your own as you have entered a higher educational institution. You speak to your fellow-lodgers[8] because something should be done with your unlimited wants and limited resources. You come to the conclusion that you must develop a useful personal budget. You think that to begin with you should keep track of your actual income and expenses for a month. You want to clear out what should be recorded.

Make use of the helpful phrases:

ö I'm afraid I know next to nothing about ... .

ö Wouldn't you agree that … ?

ö That may well be true ... .

ö Surely you'd admit that ... .

ö The point is ... .

ö On balance ... .

You agree that you should use your income as effectively as possible. Choices must be made concerning spending and saving. You never know whether you can afford another outing[9], or a disco, or a concert. What is more, you do not know if you can afford not to save. You have learnt from the lecture on economics that money resources may include allowance, part-time jobs, baby-sitting, errands, interest on savings. Figure out your sources of income and find out your interlocutors' opinions about listing them. You remind your partners of the chart you completed at your seminar in economics. You decide to use it. You are enthusiastic about making use of your knowledge. You also try to focus your partners' attention on the difference between fixed, optional and flexible expenses.

Make use of the helpful phrases:

ö Don't you think ... ?

ö If you ask me ... .

ö Fair enough, ... .

ö Perhaps, but don't you think that ... ?

ö Why (In what way) do you think I should ... ?

ö I see your point.