Table 11 Recommended values of financial indicators by industry
Date: 2015-10-07; view: 631.
Appendix 5
| Recommended values of financial indicators by industry | ||||||||
| financial indicator | industry | standard value established by the program | ||||||
| wholesale | retail | manufactoring | construction | transportation servircies | other services | agriculture | ||
| Current liquidity ratio | 3,50 | 2,5 | > 1 | |||||
| The equity ratio (%) | >30 % | |||||||
| Net profitability (%) | > 0 | |||||||
| The ratio of the monthly payment and net profit (%) | <= 85 % |
[1] 1. Commission Recommendation 2003/361/EC of 6 May 2003 concerning the definition of micro, small and medium-sized enterprises // Official Journal. — 2003. — May 5. — No. L 124. — P. L 124/36–L 124/41.
2. About the development of small and medium enterprises in the Russian Federation: Federal Law of 24 July 2007 N 209-FZ.
[2] According to the Government Decision ¹ 556 from 22.07.2008, limits are placed for the proceeds from the sale of goods (works, services), excluding value-added tax
[3] Krolivetskaya L.P. Credit operations of commercial banks in Russia: Proc. Manual / L.P. Krolivetskaya, E.V. Tikhomirov. - SPb .: Izd SPBSUEF, 2007. - P. 5
[4] Source: Business climate of Russia: Index Supports 2012
[5] Source: www.gks.ru
1.Small business in Russia. 2007: Stat.sb. / Rosstat. - M., 2007
2.Small business in Russia. 2008: Stat.sb. / Rosstat. - M., 2008
3.Small business in Russia. 2009: Stat.sb. / Rosstat. - M., 2009
4.Small business in Russia. 2010: Stat.sb. / Rosstat. - M., 2010
5.Small business in Russia. 2011: Stat.sb. / Rosstat. - M., 2011
6.Small business in Russia. 2012: Stat.sb. / Rosstat. - M., 2012
5.Small business in Russia. 2013: Stat.sb. / Rosstat. - M., 2013
6.Small business in Russia. 2014: Stat.sb. / Rosstat. - M., 2014
[6] Small business in Russia. 2004: The Stat.sb. / Rosstat. - M., 2004. - p. 16, 17
[7] Why do large and small businesses need each other? // Business for all [electronic resource]. - 2003. - ¹17 (395). //http://www.businesspress.ru/newspaper/article.asp?mId=3&aId=262937
[8] Kurbanova A. Current status and problems of lending to small and medium-sized enterprises [Text] / A. Kurbanova // Problems of Modern Economics: Materials of IV Intern. scientific. Conf. (Chelyabinsk, February 2015). - Chelyabinsk: Two Komsomols, 2015. - P. 51-56
[9] Ibadova L.T. Financing and lending to small businesses in Russia: legal aspects. - M., 2006. - p. 53.
[10] Small Business. Organization, economics, management: Proc. allowance for students enrolled on economic specialties in areas of "Economics", "Management." / Ed. VJ Gorfinkel, VA Shvandara. - 3rd ed., Rev. and add. - M .: UNI-TI-DANA, 2007. - 253 p.
[11] E.V. Tikhomirov, V.E. Krolivetskaya "Prospective loan products of Russian commercial banks." SPb .: LLC "Publishing Dialogue", 2008
[12] Source :Rating Agency “Expert RA”: Alexander Saraev “SME lending- reducing growth ",2015
[13] Source: Rating Agency” Expert RA”, lending to small and medium-sized businesses in Russia,2012
[14] Source: Rating Agency” Expert RA”, lending to small and medium-sized businesses in Russia,2012
[15] Source: Bank of Russia data
[16] Source: Rating Agency "Expert RA" Calculations according to the Bank of Russia data
[17] Source: Rating Agency "Expert RA" Calculations according to the Bank of Russia data
[18] VN Cherkashenko risk management of lending to small and medium-sized businesses // bank lending. 2012. - ¹ 4
[19] Methods for estimating the probability of bankruptcy: Tutorial / II Mazurov, NP Belozerova, TM Leonov, MM Podshivalova. - SPb. Univ SPSUEF 2012
[20] VN Cherkashenko risk management of lending to small and medium-sized businesses // bank lending. 2012. - ¹ 4
[21]source: Kudryavtsev D. "Prospects for development of small and medium-sized enterprises" // RISK -2012-¹3
[22] Implementation of standards of Basel II / Basel III in Russia // Ernst & Young. - 2013
[23] Implementation of standards of Basel II / Basel III in Russia // Ernst & Young. - 2013
[24] Dr. Christian Thun, senior director of Moody's Analytics Impact of Basel standards In practice, risk management // Analytical Banking magazine.- 2011. - ¹ 8 (192).
[25] Dr. Christian Thun, senior director of Moody's Analytics Impact of Basel standards In practice, risk management // Analytical Banking magazine.- 2011. - ¹ 8 (192).
[26] The Bank of Russia // Information-analytical Materials / "Overview of the Russian Banking Sector" / December 2014
[27] Lugovtsov RY Basel III in the Russian banking reality // Finance, monetary circulation and credit. - 2012. - ¹ 5 (90). - P. 140-142.
[28] Implementation of standards of Basel II / Basel III in Russia // Ernst & Young. - 2013
[29] Implementation of standards of Basel II / Basel III in Russia // Ernst & Young. - 2013
[30] Peter Rushailo "special regime Basel"// kommersant- NOV 2014
[31] Implementation of standards of Basel II / Basel III in Russia // Ernst & Young. - 2013
[32] Maruschak NN State support of bank lending to small businesses in Finland // NN Maruschak -Bankir St. Petersburg ¹4 (32)
[33] Source: RBC news
[34] Source: WWW.ASROS.RU -ASSOCIATION OF REGIONAL BANKS OF RUSSIA
[35] Small business in Russia. 2008: Stat.sb. / Rosstat. - M., 2008, p.15, 30,33,72
[36] Small business in Russia. 2014: Stat.sb. / Rosstat. - M., 2014 p11, 11,35,36
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